Top Credit Cards for Travel Rewards in India

Travel credit cards in India are a great choice for frequent travelers looking to save money and enjoy exclusive benefits. These cards let you earn points or miles on expenses like flights, hotel bookings, and other travel costs. Many travel credit cards also come with additional perks, such as free lounge access, travel insurance, and discounts on hotels.

If you’re looking for the best Credit Cards for Travel Rewards, there are several options to consider. These cards are designed to enhance your travel experience while helping you maximize your savings. Let’s explore the top choices available for your next journey.

Best Features of Travel Credit Cards

Travel credit cards are specifically designed for users who want to maximize rewards on travel-related spending. These cards typically provide:

• Air Miles and Reward Points: Earn air miles or reward points that can be redeemed for flight tickets or hotel stays.
• Lounge Access: Complimentary access to domestic and international airport lounges for a comfortable travel experience.
• Discounts and Cashback: Special discounts on travel bookings, including flights and accommodations.
• Travel Insurance Benefits: Coverage for lost baggage, flight delays, and other travel inconveniences.

Now, let’s look at the top travel credit cards in India that offer great value for travelers.

HDFC Bank Diners Club Privilege Credit Card

The HDFC Diners Club Privilege Credit Card is a popular choice for earning rewards on travel expenses.

Key Benefits:

• Earn 4 reward points for every ₹150 spent.
• Complimentary lounge access at select domestic and international airports.
• Annual fee waived on spending ₹3 lakh in a year.
• Reward points can be redeemed for flight and hotel bookings.

This card is ideal for those who frequently travel and want to enjoy premium benefits during their trips.

SBI Card ELITE

The SBI ELITE Card offers a range of benefits for travel enthusiasts, from complimentary memberships to attractive reward programs.

Key Benefits:

• Earn 2 reward points for every ₹100 spent on travel.
• Complimentary domestic and international lounge access.
• Get a ₹5,000 travel voucher as a welcome gift.
• Annual fee reversal on spending ₹10 lakh in a year.

It’s perfect for travelers who want to enjoy luxury experiences without overspending.

Axis Bank Magnus Credit Card

The Axis Bank Magnus Credit Card is known for its premium travel benefits.

Key Benefits:

• Unlimited access to domestic and international airport lounges.
• 12,500 EDGE reward points as a welcome benefit.
• Earn 2 EDGE points per ₹200 spent.
• Access to premium concierge services.

This card is best suited for users who travel frequently for work or leisure.

American Express Platinum Travel Credit Card

The American Express Platinum Travel Card is a top choice for earning travel-specific rewards.

Key Benefits:

• Earn 5,000 bonus points as a welcome gift.
• Complimentary travel vouchers worth ₹7,700 annually.
• Redeem points for flights, hotels, and car rentals.
• Access to curated dining and travel experiences.

This card is ideal for people who prefer international trips and luxury services.

YES FIRST Preferred Credit Card

The YES FIRST Preferred Credit Card provides excellent travel perks and reward benefits.

Key Benefits:

• Earn 4 reward points per ₹200 spent.
• Complimentary lounge access at domestic and international airports.
• Zero foreign currency markup for international transactions.
• Travel insurance cover for accidents and trip cancellations.

This card works well for both domestic and international travelers who value convenience and safety.

How To Choose The Best Credit Cards For Travel Rewards

When selecting a travel credit card, consider the following factors:

• Annual Fees: Ensure the rewards and benefits outweigh the yearly fee.
• Reward Programs: Look for cards that offer points or miles specifically for travel-related spending.
• Lounge Access: Check if the card provides access to airport lounges at no additional cost.
• Additional Perks: Look for extras like travel insurance, discounts on bookings, or concierge services.
• Spending Patterns: Choose a card that aligns with your spending habits to maximize benefits.

Also Read: How To Use Credit Cards For Online Shopping Safely

Conclusion

Travel credit cards can enhance your travel experiences by offering exciting rewards and exclusive privileges. Whether you’re a frequent flyer or a leisure traveler, choosing the right card can help you save money while enjoying added benefits like lounge access and air miles. Consider your travel needs, compare the benefits, and pick the card that suits you best.