Blogs and Reviews Impact of Balance Transfers on Credit Card Bills Jyoti Thakur, March 15, 2023May 30, 2024 A balance transfer is a financial tool that allows credit cardholders to move their outstanding credit card balances from one card to another. This can be useful for a variety of reasons, such as taking advantage of a lower interest rate or consolidating multiple credit card balances onto one card…. Continue Reading
Featured What Is a Credit Report and What Is on It? Jyoti Thakur, March 5, 2023May 30, 2024 A credit report is a record of your credit history that includes information about your borrowing and repayment activity. It is maintained by credit reporting agencies (also known as credit bureaus), which collect and store data about your credit accounts and payment history. Your credit report is used by lenders,… Continue Reading
Featured How Closing A Credit Card Account May Impact Credit Scores Jyoti Thakur, March 2, 2023May 30, 2024 Closing a credit card account can have an impact on your credit scores because it affects your credit utilization and the length of your credit history. Credit utilization is the amount of credit you have used compared to the amount of credit available to you. When you close a credit… Continue Reading
Featured Things to Consider When Choosing A Credit Card Jyoti Thakur, February 27, 2023May 30, 2024 Choosing a credit card can be a daunting task, with so many options available in the market. It’s essential to consider your financial situation, spending habits, and credit history to select a card that meets your needs. It’s important to review the card’s fees, interest rates, and rewards programs to… Continue Reading