Featured Factors affecting credit card Applications Jyoti Thakur, April 15, 2023May 30, 2024 Credit card applications are influenced by a variety of factors, including an individual’s credit history, income, employment status, and spending habits. Lenders use this information to assess an applicant’s creditworthiness and determine whether they are likely to repay their debts on time. Other factors, such as the type of credit… Continue Reading
Featured Strategies for Maximizing Travel Rewards with A Credit Card Jyoti Thakur, April 13, 2023May 30, 2024 Maximizing travel rewards with a credit card is a smart way to make the most of your spending and earn free or discounted travel. By using a credit card that offers rewards specifically for travel expenses, such as flights, hotels, and car rentals, you can earn points or miles that… Continue Reading
Credit Card Rewards And Incentives Offered By Cashback Credit Cards Jyoti Thakur, April 7, 2023May 30, 2024 Cashback credit cards offer a way for cardholders to earn money back on their purchases by giving a percentage of the amount spent back to the cardholder in the form of cash rewards or statement credits. These rewards and incentives can vary between card issuers and card types, with some… Continue Reading
Credit Card Review Impact of Credit Card Usage on Credit Score Jyoti Thakur, April 5, 2023May 30, 2024 The usage of credit cards can have a significant impact on one’s credit score. This score, also known as a FICO score, is a numerical representation of a person’s creditworthiness, taking into account factors such as payment history, credit utilization, length of credit history, and types of credit used. The… Continue Reading
Credit Card How to Pay Income Tax with a Credit Card? Jyoti Thakur, April 3, 2023May 30, 2024 It is possible to pay income tax using a credit card, however, the process may vary depending on the mode of payment and the type of credit card being used. Typically, the process involves visiting the official website of the Income Tax Department, selecting the appropriate form for tax payment,… Continue Reading
Featured How to Pick A Credit Card for Students? Jyoti Thakur, April 1, 2023May 30, 2024 Choosing a credit card as a student can be a great way to start building credit and learning financial responsibility. It is important to consider factors such as annual fees, interest rates, and rewards programs when selecting a card. Additionally, students should make sure to read the terms and conditions… Continue Reading
Featured 7 Banks That Provide Secured Credit Cards Jyoti Thakur, March 30, 2023May 30, 2024 Secured credit cards are a type of credit card that requires a security deposit to be held as collateral. In India, there are several banks that offer secured credit cards, including State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Bank of Baroda and IDBI Bank…. Continue Reading
Featured Can You Use A Credit Card to Pay Taxes? Jyoti Thakur, March 28, 2023May 30, 2024 In India, paying taxes is an important civic duty and the government has made it convenient for taxpayers by providing various modes of payment. One of the options available is using a credit card to pay taxes. The Indian government has partnered with various banks and payment gateways to allow… Continue Reading
Featured How to Apply for A YES Bank Credit Card? Jyoti Thakur, March 26, 2023May 30, 2024 Applying for a YES Bank credit card is a simple process that can be done online or in-person at a YES Bank branch. To apply online, you will need to visit the YES Bank website and navigate to the credit card section. There, you can select the credit card that… Continue Reading
Featured How to Use a Balance Transfer Credit Card Responsibly? Jyoti Thakur, March 24, 2023May 30, 2024 A balance transfer credit card can be a useful tool for consolidating and paying off credit card debt, but it’s important to use it responsibly. This means being mindful of the card’s terms and fees, making timely payments, and developing a plan to pay off the transferred balance before the… Continue Reading